Terms & Conditions

Welcome to Mudra Aadhar Loan (the “Website”) – [https://mudraaadharloan.com/]. By accessing or using this Website and its services, you agree to abide by the following Terms and Conditions. Please read them carefully before proceeding.

If you do not agree with any part of these Terms, kindly discontinue using our services.

1. Definitions

We”, “Us”, “Our” refers to Akara Capital Advisors Private Limited, the owner and operator of this Website.
“You”, “User”, “Applicant” refers to any person visiting or using this Website or availing any services offered herein.
“Services” refer to loan-related informational support, guidance for applying under the Mudra scheme, and document facilitation services.

2. Eligibility

You must be:

A citizen of India
Above 18 years of age
Using the Website for lawful purposes
Providing accurate and complete information while using our services

We reserve the right to verify any details provided by you and decline service if any information is found to be false or misleading.

3. Nature of Services

This Website offers informational and facilitation services related to the Mudra Loan scheme and other Aadhar-linked financial initiatives.
We do not guarantee loan approval. Final decisions are at the sole discretion of banks, NBFCs, or lending institutions.
We are not a bank, NBFC, or government entity, nor do we represent the official Pradhan Mantri Mudra Yojana (PMMY) or any government agency.

4. User Responsibilities

By using our services, you agree to:

Provide authentic, complete, and updated information
Not use the Website for any illegal or fraudulent purpose
Not impersonate any individual or entity

5. Use of Personal Information

We may collect personal details such as name, mobile number, email, PAN, Aadhaar, bank account info, etc., strictly for the purpose of processing and assisting with loan applications.
Your data is handled in accordance with our [Privacy Policy].
By using our Website, you authorize us to contact you via SMS, phone call, WhatsApp, or email for service-related communication.

6. Charges and Payments

Our basic services may be free, but some advanced assistance or documentation services may be chargeable.
Any charges will be clearly communicated before service delivery.
No hidden charges are levied.

7. Limitation of Liability

We are not liable for any direct or indirect loss, financial damage, delay, or loan rejection resulting from your use of our Website or services.
Decisions related to loan approvals lie solely with respective banks or financial institutions.

8. No Guarantee Clause

Submitting an application through our platform does not guarantee approval, sanction, or disbursement of any loan.
This Website functions only as a third-party facilitator, and we do not influence or control the outcome of loan applications.

9. Third-Party Links

This Website may contain links to third-party websites for convenience.
We do not take responsibility for the content, accuracy, privacy practices, or services of any linked external sites.

10. Intellectual Property

All content, graphics, icons, and data on this Website are the intellectual property of Akara Capital Advisors Private Limited.
Unauthorized use, duplication, or distribution of any material is strictly prohibited.

11. Termination of Access

We reserve the right to terminate or restrict access to our services if we believe a user has violated these Terms or is misusing the platform.

12. Changes to Terms

These Terms & Conditions are subject to change without prior notice. Users are advised to review this page regularly to stay updated with the latest version.

13. Governing Law

These Terms shall be governed in accordance with the laws of India. Any disputes will be subject to the jurisdiction of courts located in [Your City, State].

14. Contact Information

For any queries or concerns regarding these Terms, you may contact us at:
Business Name: Mudra Aadhar Loan Solution
Company Legal Name: Akara Capital Advisors Private Limited
Email: Info@Mudraaadharloan.com
Phone: 91
Address: 58, First Floor, Arjun Nagar, Kotla Mubarakpur, New Delhi – 110003, India

15. Consent to Electronic Communication

By using this Website, you agree to receive communications from us electronically, including but not limited to email, SMS, WhatsApp, and app notifications. These communications may include updates, offers, transactional messages, and service alerts. You may opt out of non-essential communication at any time.

16. Data Retention

We may retain your data for as long as necessary to provide services and comply with applicable laws. If you wish to request data deletion, you may do so by writing to us at our support email.

17. Indemnification

You agree to indemnify, defend, and hold harmless Akara Capital Advisors Private Limited and its officers, directors, employees, agents, and partners from any claims, liabilities, damages, losses, or expenses (including legal fees) arising out of your use of this Website or your violation of these Terms & Conditions.

18. Service Availability

We strive to keep the Website up and running at all times. However, we do not guarantee uninterrupted access and are not liable for any downtime due to maintenance, technical issues, or force majeure events (e.g., natural disasters, cyber attacks, etc.).

19. Misrepresentation & Fraud

If we suspect or detect any fraudulent activity, misrepresentation of documents, or impersonation, we reserve the right to immediately suspend services, report the matter to authorities, and take necessary legal action.

20. Disclaimer

This Website is not affiliated with the official Pradhan Mantri Mudra Yojana (PMMY) or any government portal. We are an independent private facilitation service provider and do not offer loans directly. Users are encouraged to verify information with the relevant government or banking authority.

21. Feedback and Testimonials

Any feedback, reviews, or testimonials submitted on the Website may be used for promotional purposes unless the user requests otherwise in writing.

You can insert these sections after point 14 or restructure your document slightly for better readability.

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22. No Professional Advice

All content provided on this Website is for informational purposes only and does not constitute financial, legal, or professional advice. Users are encouraged to consult with authorized financial institutions or legal advisors before making financial decisions.

23. Cookies & Tracking Technologies

We may use cookies and tracking tools (e.g., Google Analytics) to enhance user experience, analyze traffic, and personalize content. By using the Website, you consent to our use of cookies as described in our [Privacy Policy].

24. User Account Security

If the Website allows users to create accounts or submit forms, you are responsible for maintaining the confidentiality of your login credentials. You agree to notify us immediately of any unauthorized use or breach of security.

25. Prohibited Activities

Users shall not:

Use the site for spamming or phishing
Attempt to gain unauthorized access to other systems
Upload any harmful code or software
Engage in any activity that disrupts website functionality or service to other users

Violators may be banned or prosecuted under applicable cyber laws.

26. Grievance Redressal Mechanism (Highly Recommended for India & Google Ads)

In compliance with consumer protection guidelines, we have a grievance redressal process. For any complaints or service-related issues, you may contact our Grievance Officer:

Grievance Officer: Saddam Hussain
Email: [email protected]
Phone: 02298326118
Address: 58, First Floor, Arjun Nagar, Kotla Mubarakpur, New Delhi – 110003, India
We aim to resolve all queries within 5 business days.

27. Children’s Policy (Google Ads Sensitive Category)

Our services are intended only for users above the age of 18. We do not knowingly collect personal information from minors. If you are a parent or guardian and believe your child has submitted data, please contact us for immediate removal.

28. Advertiser Disclosure (Optional but AdSafe)

We may receive compensation for referrals made to third-party financial institutions. However, this does not influence the objectivity of our recommendations. Users are advised to evaluate loan offers independently.